Own your take-home. In minutes.

Start with Optimiser Lite. Slide salary vs dividend, see essentials in real time.

money on table splash

Why it matters

The Owner-Director Suite unites three precision-built tools — designed for directors who want clarity, control, and confidence.

Optimiser – Master your salary and dividend mix. See exactly how to pay yourself most efficiently under live 2025/26 HMRC rules, with every allowance and threshold built in.

Comparison Tool – Instantly compare two complete scenarios — different tax years, pay levels, or pension setups — and see where every change lands, visualised in a clean, dynamic waterfall.

Day-Rate Calculator – Turn your contract rate into real-world income. Adjust for leave, bank holidays, or downtime and know exactly what ends up in your pocket.

Together, they deliver what every owner-director needs:
clarity, accuracy, and confidence — without the accountant or the spreadsheet.

What you get

Lite (no login)

  • Salary–Dividend slider
  • Live 2025/26 tax bands
  • Headline totals: take-home · corp tax · NI
  • Short-form report preview

Full (after sign-in)

  • Save & load scenarios
  • Detailed breakdown with allowances
  • Export short-form report
  • Email login & synced settings
Sign in to unlock
How the optimiser works illustration

How it works

Frequently asked questions

Do I need an account?

No for Lite. You’ll need one to save or export.

Which tax year?

2025/26; we update annually.

Where’s my data stored?

Local in Lite; encrypted server-side when you save after sign-in.

Can I cancel?

Anytime.