Start with Optimiser Lite. Slide salary vs dividend, see essentials in real time.
The Owner-Director Suite unites three precision-built tools — designed for directors who want clarity, control, and confidence.
Optimiser – Master your salary and dividend mix. See exactly how to pay yourself most efficiently under live 2025/26 HMRC rules, with every allowance and threshold built in.
Comparison Tool – Instantly compare two complete scenarios — different tax years, pay levels, or pension setups — and see where every change lands, visualised in a clean, dynamic waterfall.
Day-Rate Calculator – Turn your contract rate into real-world income. Adjust for leave, bank holidays, or downtime and know exactly what ends up in your pocket.
Together, they deliver what every owner-director needs:
clarity, accuracy, and confidence — without the accountant or the spreadsheet.
No for Lite. You’ll need one to save or export.
2025/26; we update annually.
Local in Lite; encrypted server-side when you save after sign-in.
Anytime.