UK Payslip Calculator & Take-Home Pay Simulator
See what actually lands in your account. Estimate take-home pay from your gross pay, tax code and deductions — with PAYE income tax and National Insurance handled automatically.
Free to use · No sign-up · Runs in your browser
Understand your payslip
Payslips can be confusing, and it's not always obvious how your gross pay becomes take-home pay. The Payslip Simulator breaks it down using your tax code and deductions.
Adjust the inputs to see how a pay rise, a pension contribution or a different tax code changes what you take home.
Take-home estimate
See net pay from gross pay, tax code and deductions.
PAYE & NI included
Income tax and National Insurance calculated for you.
Tax code aware
Reflects your tax code in the calculation.
Instant what-ifs
Change an input and see the effect immediately.
How it works
- Enter your payGross pay and how often you're paid.
- Add your tax code and deductionsInclude pension and other deductions.
- See your take-homeGet an estimated net pay breakdown.
Frequently asked questions
What do I need to use the payslip calculator?
Your gross pay, pay frequency, tax code and any deductions such as pension contributions.
Does it include National Insurance?
Yes — it estimates PAYE income tax and National Insurance to work out your take-home pay.
Is it free?
Yes — every ODOpt tool is free to use with no sign-up. You can go ad-free with an optional subscription.
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Open the Payslip Simulator — free